Dr. Carly Urban is an Assistant Professor of Economics in the Department of Agricultural Economics and Economics at Montana State University. Her research focuses on the policy analysis of financial interventions. She has written on the effects of regulatory oversight, mandatory mediation, foreclosure counseling, and moratoria on foreclosures in the mortgage market. In addition, the FINRA Investor Education Foundation has funded her research on the heterogeneity in high school personal finance education mandates. 

Her research has been published in top economics journal including the Economic Journal, the Journal of Human Resources, and the Journal of Economics, Behavior, and Organization. Her research has also appeared in interdisciplinary journals of policy interest, such as the Journal of Consumer Affairs and the American Journal of Political Science. Urban is an affiliate of the Center for Financial Security at the University of Wisconsin-Madison, and has been a Visiting Scholar at the Federal Reserve Board’s Division of Community Development.She holds a Ph.D. in Economics from the University of Wisconsin-Madison and a B.A. in Economics and International Affairs from the George Washington University.